situation? What action can we take to change the situation, and what impact do we expect that to have? If we then say we’ll change something, we do it consistently. After one year we’ll get together and ask [...] manager. We would enable him to obtain a relevant certificate by taking a learning module, like Harvard and MIT do. This person can then attend the course either online or face-to-face. This waywe can acquire [...] instance, we will explain why it makes sense to take out personal liability insurance, how to open a bank account and so on. We want to teach these thematic blocks here at the university. That means we get the
